Insurance for USA Softball umpires is by far the best for any sport or organization and includes a $5,000,000 liability policy and accidental injury policy with maximum benefit of $100,000 for any accidental injury arising out of the amateur softball activities (including clinics and schools), and games, leagues, and tournaments involving USA Softball registered teams and when working Scholastic, (Middle school, High School, NFHS) and Collegiate (NCAA, NAIA, NJCAA, etc...) softball events. The medical expense coverage is provided on an excess basis. It also includes an accidental death and dismemberment policy, as well as a dental coverage that will pay the actual expense incurred for treatments to sound and natural teeth, with a $500 limit for each individual tooth.